It’s Time For Georgia Citizens and Employers To Fight Back
Who We Are
The weaponization and abuse of Georgia’s civil justice system, and lack of balance in Georgia laws, has created a hostile environment for job creators along with unsustainable liability costs for employers and citizens.
Competitive Georgia is a coalition of more than 500 business owners and operators dedicated to
bringing much needed lawsuit relief for all businesses in Georgia.
Competitive Georgia is an incorporated, nonpartisan, not-for-profit 501(c)(4) with a board of directors governing its activities.

The rising costs. These frivolous lawsuits filed. It keeps small business owners like myself up at night. These are the things I got to think about. The rise in liability insurance, having to take money away from growing the business because I’m having to pay for an attorney to protect our business. At the end of the day, I’m going to have to shrink. Who am I going to have to lay off in order to pay for a frivolous lawsuit? I don’t have the money for that. I’ll have to tell someone and look them in the eye and say, “I’m sorry, I’m going to have to lay you off because I’ve got this lawsuit?” That doesn’t jive, not in my business, and not with the kinds of clients that I have.”
– Mae W., small business owner, Atlanta
“I think that the person who brought this suit really, they didn’t want to affect us. They thought they weren’t affecting us in the sense that they just knew it would go through insurance. They knew it would be a claim on our insurance and it would cost our insurance, but it wouldn’t really affect us. But what they don’t know is at the end of the day, it really does affect us because it causes every cost to go up. It affects all of us, and it really affects the small businesses. Because we don’t have deep pockets like people might think we do. We run on a very thin line as far as costs and expenses go. My husband and I are always the last to be paid on a project. And at the end of the day, when things are too expensive and we are running too tight, we don’t want to let any of our employees go.
– Carisse B., small business owner, Cumming

Lawsuit Reform’s Major Impact
Economic Growth & Defense of Small Businesses
Lawsuit relief is essential to reducing liability costs that deter businesses from investing and expanding in Georgia. By curbing frivolous lawsuits, Georgia can promote job creation and boost economic stability.
Protecting Healthcare Access & Affordable Healthcare Costs
High malpractice insurance premiums due to extreme litigation risks contribute to rising healthcare costs. A balanced legal system is particularly vital to attracting and retaining quality healthcare providers to serve rural Georgia communities.
Lowering Out Of Control Insurance Costs
The high cost of insurance coverage impacts nearly every industry in Georgia. With their backs against the wall, small businesses are forced to pay high premiums, unable to expand or pay their employees, and ultimately forced to pass these costs on to customers.
Making the Courtroom For the Injured, Not Lawyers
Greedy out of state billboard lawyers are exploiting Georgia’s court system for personal profit, costing families over $4,100 each year due to excessive litigation, known as the “Tort tax.” Our court system should prioritize citizens, not lawyer profits, by tackling frivolous litigation and reducing large contingency fees taken by personal injury lawyers and returning the money to the injured.
Legislative Priorities
Neighboring States Comparison

Third Party Litigation Funding (“TPLF”)
Louisiana, West Virginia, Indiana, Montana and Wisconsin have all passed laws to create transparency around the practice of outsiders investing or debt financing litigation.
Forum shopping
Alabama, South Carolina and Mississippi follow the federal rule and prohibit voluntary dismissals after an answer has been filed. This prevents forum shopping when counsel dislikes the judge assigned or the jury selected.
Fee-splitting
Florida’s tort reform bill of 2023 requires that attorney’s fees received must be directly related to the hours invested in the case.
Small Business Owner Testimonial
Small Business Owner Lanny Allgood of Dublin, GA Testifies On SB68 To House Special Rules Committee
News
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Florida vs. California Insurance, Round 2
Rates fall in the Sunshine State after DeSantis’s reforms, but they soar on the left coast.
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How will the Georgia Legislature impose lawsuit award limits?
Georgia Insurance and Safety Fire Commissioner John King speaks at the Georgia Chamber of Commerce’s Eggs and Issues event in Atlanta early…
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Tort reform tops Kemp’s legislative agenda
The new year brings a new legislative session and a new crop of issues to be debated in the General Assembly over the next three months. After the..
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Why Georgia’s latest push to curb lawsuits has business groups and trial lawyers at odds
ATLANTA (AP) — After years of stalled efforts to limit civil lawsuits, Georgia Gov. Brian Kemp and Republican lawmakers are doubling down with a…
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Competitive Georgia
PO Box 12077
Atlanta, GA 30355